Banking & Lender Representation

Ed Kelly Law Group represents banks and other financial institutions in commercial loan transactions, handling the negotiation and documentation of financing, secured lending and related due diligence.

Ed has drafted and negotiated loan documents for secured lending transactions throughout his career. Because his practice also covers commercial real estate and business law, he can quickly spot the title, leasing, entity and collateral issues that can affect a loan, and resolve them before closing rather than after.

Who we work with:

community banks, regional banks, credit unions and private lenders.

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How we help:

  • Commercial real estate loans: acquisition, refinance, construction and investment property loans secured by office, retail, industrial, multi-family and mixed-use properties
  • Commercial and business loans: term loans, lines of credit and equipment financing secured by business assets
  • Loan documentation: commitment letters, loan agreements, notes, mortgages, security agreements and guaranties
  • Due diligence: title and survey review, borrower entity and authority review, UCC searches and lien review, and zoning review
  • Buying and selling bars and restaurants: asset and stock purchases of licensed establishments
  • Leasehold and specialty collateral: leasehold mortgages and loans involving ground leases, billboard leases and other site leases
  • Third-party documents: SNDAs, estoppel certificates and landlord waivers
  • Closings: coordinating with title companies, borrower's counsel and loan officers to close on schedule

How we help:

  • Commercial real estate loans: acquisition, refinance, construction and investment property loans secured by office, retail, industrial, multi-family and mixed-use properties
  • Commercial and business loans: term loans, lines of credit and equipment financing secured by business assets
  • Loan documentation: commitment letters, loan agreements, notes, mortgages, security agreements and guaranties
  • Due diligence: title and survey review, borrower entity and authority review, UCC searches and lien review, and zoning review
  • Buying and selling bars and restaurants: asset and stock purchases of licensed establishments
  • Leasehold and specialty collateral: leasehold mortgages and loans involving ground leases, billboard leases and other site leases
  • Third-party documents: SNDAs, estoppel certificates and landlord waivers
  • Closings: coordinating with title companies, borrower's counsel and loan officers to close on schedule
 

Let’s Make a Plan That Works

Banking & Lender Representation
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